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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,985 | $52,279+116.1% | $89,435+26.3% | $79,856+41.5% |
| Participation rate | 96.9% | 57.5%+39.3pp | 68.0%+28.9pp | 69.6%+27.2pp |
| Annual return | 8.96% | 22.16%-13.2pp | 245.55%-236.6pp | 31.71%-22.8pp |
| Employer contribution / active EE | $6,308 | $1,572+301.4% | $2,587+143.8% | $2,471+155.2% |
| Participant deferral / active EE | $6,207 | $2,740+126.5% | $3,890+59.5% | $3,741+65.9% |
| Admin fee / account holder | $10,103 | $3,356+201.0% | $4,884+106.8% | $5,306+90.4% |