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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,850 | $67,602+41.8% | $82,312+16.4% | $70,126+36.7% |
| Participation rate | 95.1% | 72.8%+22.3pp | 76.9%+18.2pp | 69.5%+25.5pp |
| Annual return | 11.71% | 21.57%-9.9pp | 25.88%-14.2pp | 73.15%-61.4pp |
| Employer contribution / active EE | $5,243 | $1,755+198.8% | $2,428+115.9% | $2,343+123.8% |
| Participant deferral / active EE | $5,026 | $2,987+68.2% | $3,706+35.6% | $3,332+50.8% |
| Admin fee / account holder | $2,656 | $4,512-41.1% | $5,608-52.6% | $4,645-42.8% |