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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,232 | $48,046+127.3% | $84,610+29.1% | $72,986+49.7% |
| Participation rate | 95.2% | 57.6%+37.6pp | 68.2%+26.9pp | 69.5%+25.7pp |
| Annual return | 12.46% | 37.38%-24.9pp | 258.74%-246.3pp | 81.01%-68.6pp |
| Employer contribution / active EE | $6,157 | $1,602+284.4% | $2,652+132.2% | $2,440+152.3% |
| Participant deferral / active EE | $5,835 | $2,680+117.7% | $3,899+49.7% | $3,607+61.8% |
| Admin fee / account holder | $4,110 | $3,395+21.1% | $4,912-16.3% | $5,124-19.8% |