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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,735 | $56,134+113.3% | $96,192+24.5% | $85,851+39.5% |
| Participation rate | 96.7% | 56.7%+40.0pp | 68.4%+28.3pp | 69.3%+27.4pp |
| Annual return | 8.49% | 42.30%-33.8pp | 192.09%-183.6pp | 318.63%-310.1pp |
| Employer contribution / active EE | $7,064 | $1,620+336.0% | $2,799+152.3% | $2,565+175.3% |
| Participant deferral / active EE | $7,534 | $2,858+163.7% | $4,351+73.2% | $3,952+90.6% |
| Admin fee / account holder | $7,583 | $3,769+101.2% | $5,539+36.9% | $6,261+21.1% |