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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,466 | $44,850+476.3% | $60,547+326.9% | $59,633+333.4% |
| Participation rate | 87.9% | 59.5%+28.4pp | 68.0%+19.9pp | 68.7%+19.2pp |
| Annual return | -1.64% | 1074.14%-1075.8pp | 335.64%-337.3pp | 2041.45%-2043.1pp |
| Employer contribution / active EE | $1,519 | $1,462+3.9% | $2,419-37.2% | $2,203-31.1% |
| Participant deferral / active EE | $2,304 | $2,230+3.3% | $3,328-30.8% | $3,192-27.8% |
| Admin fee / account holder | $7,868 | $3,635+116.4% | $4,536+73.5% | $4,297+83.1% |