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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,500 | $59,839+495.8% | $81,981+334.9% | $79,860+346.4% |
| Participation rate | 72.4% | 61.6%+10.8pp | 69.3%+3.2pp | 69.6%+2.8pp |
| Annual return | 12.58% | 17.56%-5.0pp | 41.31%-28.7pp | 31.72%-19.1pp |
| Employer contribution / active EE | $3,448 | $1,713+101.2% | $2,498+38.0% | $2,471+39.6% |
| Participant deferral / active EE | $2,269 | $2,695-15.8% | $3,722-39.1% | $3,740-39.3% |
| Admin fee / account holder | $35,472 | $4,287+727.4% | $5,664+526.2% | $5,306+568.5% |