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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,841 | $47,944+429.5% | $67,834+274.2% | $62,881+303.7% |
| Participation rate | 81.8% | 61.1%+20.8pp | 68.8%+13.0pp | 69.3%+12.5pp |
| Annual return | 4.80% | 11.77%-7.0pp | 138.47%-133.7pp | 20.14%-15.3pp |
| Employer contribution / active EE | $0 | $1,562-100.0% | $2,403-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,007 | $2,247-10.7% | $3,160-36.5% | $3,203-37.3% |
| Admin fee / account holder | $36,044 | $3,712+871.1% | $4,622+679.8% | $4,296+739.1% |