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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,797 | $55,684+468.9% | $75,900+317.4% | $72,976+334.1% |
| Participation rate | 75.0% | 61.1%+13.9pp | 69.3%+5.7pp | 69.5%+5.5pp |
| Annual return | 15.70% | 27.60%-11.9pp | 30.73%-15.0pp | 81.02%-65.3pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,021 | $2,634-23.3% | $3,604-43.9% | $3,608-44.0% |
| Admin fee / account holder | $9,317 | $3,981+134.0% | $5,421+71.9% | $5,124+81.8% |