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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,846 | $49,280+467.9% | $67,313+315.7% | $64,173+336.1% |
| Participation rate | 78.6% | 60.8%+17.8pp | 69.1%+9.5pp | 69.6%+9.0pp |
| Annual return | -5.29% | -1.39%-3.9pp | -4.08%-1.2pp | 7.63%-12.9pp |
| Employer contribution / active EE | $0 | $1,668-100.0% | $2,566-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,117 | $2,484-14.8% | $3,568-40.7% | $3,470-39.0% |
| Admin fee / account holder | $21,868 | $3,863+466.2% | $4,507+385.2% | $4,887+347.4% |