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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,618 | $67,602+334.3% | $82,312+256.7% | $70,126+318.7% |
| Participation rate | 93.5% | 72.8%+20.8pp | 76.9%+16.7pp | 69.5%+24.0pp |
| Annual return | 9.32% | 21.57%-12.2pp | 25.88%-16.6pp | 73.15%-63.8pp |
| Employer contribution / active EE | $3,036 | $1,755+73.0% | $2,428+25.0% | $2,343+29.6% |
| Participant deferral / active EE | $10,656 | $2,987+256.7% | $3,706+187.5% | $3,332+219.8% |
| Admin fee / account holder | $35,030 | $4,512+676.4% | $5,608+524.7% | $4,645+654.1% |