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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,668 | $100,194+305.9% | $122,979+230.7% | $86,983+367.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 12.58% | 16.47%-3.9pp | 20.12%-7.5pp | 25.83%-13.2pp |
| Employer contribution / active EE | $3,423 | $2,326+47.2% | $3,062+11.8% | $2,584+32.4% |
| Participant deferral / active EE | $14,386 | $4,133+248.1% | $5,003+187.5% | $4,194+243.0% |
| Admin fee / account holder | $36,206 | $10,148+256.8% | $12,864+181.4% | $7,856+360.9% |