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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,202 | $60,349+324.5% | $74,184+245.4% | $62,881+307.4% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 6.66% | 21.38%-14.7pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $3,018 | $1,680+79.6% | $2,370+27.3% | $2,281+32.3% |
| Participant deferral / active EE | $9,828 | $2,856+244.1% | $3,550+176.9% | $3,203+206.9% |
| Admin fee / account holder | $6,036 | $4,261+41.7% | $5,586+8.1% | $4,296+40.5% |