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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,070 | $72,486+293.3% | $87,103+227.3% | $72,976+290.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 16.67% | 24.46%-7.8pp | 28.19%-11.5pp | 81.02%-64.3pp |
| Employer contribution / active EE | $3,332 | $1,894+75.9% | $2,521+32.1% | $2,440+36.6% |
| Participant deferral / active EE | $12,402 | $3,270+279.3% | $4,049+206.3% | $3,608+243.8% |
| Admin fee / account holder | $5,631 | $5,055+11.4% | $7,491-24.8% | $5,124+9.9% |