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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,159 | $71,873+330.1% | $86,698+256.6% | $68,490+351.4% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -14.82% | 3.54%-18.4pp | 35.96%-50.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $2,992 | $2,173+37.7% | $2,837+5.5% | $2,597+15.2% |
| Participant deferral / active EE | $12,495 | $3,779+230.6% | $4,656+168.3% | $4,028+210.2% |
| Admin fee / account holder | $24,098 | $6,110+294.4% | $7,492+221.6% | $5,403+346.0% |