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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,905 | $65,434+87.8% | $98,483+24.8% | $85,847+43.2% |
| Participation rate | 85.7% | 65.0%+20.7pp | 73.3%+12.4pp | 69.3%+16.4pp |
| Annual return | 12.84% | 21.75%-8.9pp | 1494.38%-1481.5pp | 318.61%-305.8pp |
| Employer contribution / active EE | $374 | $2,169-82.8% | $2,961-87.4% | $2,565-85.4% |
| Participant deferral / active EE | $3,105 | $3,168-2.0% | $4,276-27.4% | $3,952-21.4% |
| Admin fee / account holder | $1,764 | $4,595-61.6% | $5,953-70.4% | $6,261-71.8% |