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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,105 | $54,357+104.4% | $82,706+34.3% | $68,495+62.2% |
| Participation rate | 82.4% | 63.9%+18.4pp | 72.6%+9.8pp | 67.9%+14.5pp |
| Annual return | -20.40% | -13.67%-6.7pp | 701.76%-722.2pp | -7.84%-12.6pp |
| Employer contribution / active EE | $277 | $2,218-87.5% | $3,007-90.8% | $2,596-89.3% |
| Participant deferral / active EE | $2,645 | $3,246-18.5% | $4,394-39.8% | $4,028-34.3% |
| Admin fee / account holder | $10,951 | $4,396+149.1% | $5,329+105.5% | $5,403+102.7% |