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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,887 | $49,177+38.0% | $79,467-14.6% | $64,173+5.8% |
| Participation rate | 86.4% | 65.0%+21.3pp | 73.3%+13.0pp | 69.6%+16.8pp |
| Annual return | -5.59% | -1.16%-4.4pp | 718.30%-723.9pp | 7.63%-13.2pp |
| Employer contribution / active EE | $203 | $2,076-90.2% | $2,800-92.8% | $2,381-91.5% |
| Participant deferral / active EE | $1,883 | $2,821-33.3% | $3,704-49.2% | $3,470-45.7% |
| Admin fee / account holder | $21,699 | $3,839+465.3% | $5,104+325.1% | $4,887+344.0% |