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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,648 | $54,763+47.3% | $90,324-10.7% | $72,976+10.5% |
| Participation rate | 83.0% | 65.2%+17.8pp | 73.3%+9.7pp | 69.5%+13.5pp |
| Annual return | 22.22% | 30.63%-8.4pp | 78.15%-55.9pp | 81.02%-58.8pp |
| Employer contribution / active EE | $215 | $2,093-89.7% | $2,856-92.5% | $2,440-91.2% |
| Participant deferral / active EE | $1,403 | $2,887-51.4% | $3,885-63.9% | $3,608-61.1% |
| Admin fee / account holder | $1,021 | $3,973-74.3% | $5,356-80.9% | $5,124-80.1% |