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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,518 | $61,125+90.6% | $94,057+23.9% | $87,485+33.2% |
| Participation rate | 92.5% | 64.1%+28.4pp | 73.3%+19.2pp | 68.9%+23.6pp |
| Annual return | 14.44% | 35.20%-20.8pp | 480.62%-466.2pp | 26.06%-11.6pp |
| Employer contribution / active EE | $288 | $2,136-86.5% | $2,933-90.2% | $2,596-88.9% |
| Participant deferral / active EE | $2,037 | $3,260-37.5% | $4,709-56.7% | $4,274-52.3% |
| Admin fee / account holder | $11,629 | $5,629+106.6% | $7,244+60.5% | $7,775+49.6% |