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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,532 | $93,124+36.9% | $77,100+65.4% | $134,545-5.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | -17.04% | 62.68%-79.7pp | 42.35%-59.4pp | 418.37%-435.4pp |
| Employer contribution / active EE | $2,124 | $3,421-37.9% | $2,815-24.5% | $4,742-55.2% |
| Participant deferral / active EE | $7,541 | $5,242+43.9% | $4,430+70.2% | $6,401+17.8% |
| Admin fee / account holder | $17,373 | $6,970+149.3% | $5,443+219.2% | $11,431+52.0% |