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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,346 | $114,093+25.6% | $96,171+49.1% | $167,536-14.4% |
| Participation rate | 65.2% | 75.1%-9.8pp | 68.4%-3.2pp | 82.1%-16.9pp |
| Annual return | 11.66% | 190.00%-178.3pp | 192.04%-180.4pp | 478.82%-467.2pp |
| Employer contribution / active EE | $2,226 | $3,429-35.1% | $2,799-20.5% | $4,839-54.0% |
| Participant deferral / active EE | $7,628 | $5,197+46.8% | $4,350+75.3% | $6,342+20.3% |
| Admin fee / account holder | $1,023 | $6,899-85.2% | $5,538-81.5% | $12,315-91.7% |