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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,194 | $52,279+139.5% | $89,435+40.0% | $79,856+56.8% |
| Participation rate | 53.6% | 57.5%-4.0pp | 68.0%-14.4pp | 69.6%-16.1pp |
| Annual return | 16.41% | 22.16%-5.8pp | 245.55%-229.1pp | 31.71%-15.3pp |
| Employer contribution / active EE | $1,701 | $1,572+8.3% | $2,587-34.2% | $2,471-31.2% |
| Participant deferral / active EE | $5,926 | $2,740+116.3% | $3,890+52.3% | $3,741+58.4% |
| Admin fee / account holder | $916 | $3,356-72.7% | $4,884-81.3% | $5,306-82.7% |