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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,737 | $104,953-1.2% | $84,637+22.6% | $152,909-32.2% |
| Participation rate | 63.6% | 74.8%-11.2pp | 68.2%-4.6pp | 82.5%-18.8pp |
| Annual return | 18.98% | 373.94%-355.0pp | 258.82%-239.8pp | 345.46%-326.5pp |
| Employer contribution / active EE | $2,095 | $3,304-36.6% | $2,653-21.1% | $4,764-56.0% |
| Participant deferral / active EE | $6,854 | $4,691+46.1% | $3,900+75.7% | $5,851+17.1% |
| Admin fee / account holder | $2,256 | $6,244-63.9% | $4,914-54.1% | $11,601-80.5% |