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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,133 | $95,188-16.9% | $76,518+3.4% | $135,380-41.5% |
| Participation rate | 58.3% | 74.4%-16.1pp | 68.0%-9.7pp | 82.6%-24.3pp |
| Annual return | -8.29% | 4.85%-13.1pp | -0.27%-8.0pp | 519.81%-528.1pp |
| Employer contribution / active EE | $1,764 | $3,303-46.6% | $2,647-33.4% | $4,779-63.1% |
| Participant deferral / active EE | $5,858 | $4,640+26.3% | $3,836+52.7% | $5,609+4.4% |
| Admin fee / account holder | $2,327 | $6,249-62.8% | $4,849-52.0% | $10,828-78.5% |