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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,463 | $43,075+40.4% | $74,577-18.9% | $62,881-3.8% |
| Participation rate | 52.0% | 58.1%-6.1pp | 68.1%-16.1pp | 69.3%-17.3pp |
| Annual return | 6.06% | 17.50%-11.4pp | 20.47%-14.4pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,614 | $1,498+7.8% | $2,525-36.1% | $2,281-29.2% |
| Participant deferral / active EE | $4,790 | $2,389+100.5% | $3,458+38.5% | $3,203+49.6% |
| Admin fee / account holder | $592 | $2,840-79.2% | $4,138-85.7% | $4,296-86.2% |