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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,690 | $57,590+258.9% | $86,233+139.7% | $82,448+150.7% |
| Participation rate | 59.3% | 57.9%+1.4pp | 69.0%-9.8pp | 68.1%-8.8pp |
| Annual return | 15.60% | 22.41%-6.8pp | 61.39%-45.8pp | 41.64%-26.0pp |
| Employer contribution / active EE | $1,822 | $1,655+10.1% | $2,504-27.3% | $2,551-28.6% |
| Participant deferral / active EE | $6,673 | $3,080+116.6% | $4,559+46.4% | $4,139+61.2% |
| Admin fee / account holder | $2,631 | $4,730-44.4% | $8,342-68.5% | $7,234-63.6% |