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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,032 | $57,140+197.6% | $85,240+99.5% | $80,959+110.0% |
| Participation rate | 57.7% | 56.4%+1.3pp | 67.5%-9.8pp | 67.7%-10.0pp |
| Annual return | 11.06% | 21.71%-10.7pp | 66.75%-55.7pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,547 | $1,802-14.1% | $2,735-43.4% | $2,757-43.9% |
| Participant deferral / active EE | $6,309 | $3,115+102.5% | $4,527+39.3% | $4,300+46.7% |
| Admin fee / account holder | $8,113 | $4,992+62.5% | $6,165+31.6% | $6,925+17.1% |