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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC9+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $47,648 |
LPL FINANCIAL3 years Service code 26 · EIN 95-2834236 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121 | Advisory (Participants) | $33,095 |
MARINER LLC1 year Service code 26 · EIN 20-4553256 | Advisory (Participants) | $18,827 |
Filed as: MERRILL Service code 26 · EIN 13-5674085 2815 TOWNSGATE RD · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $15,403 |
WESPAC PLAN SERVICES, LLC9+ years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $12,834 |
WALTHSOURCE1 year Service code 26 · EIN 37-1797345 | Advisory (Participants) | $7,706 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: CHARLES SCHWAB BANK Service code 13 · EIN 82-3967259 2360 CORPORATE CIRCLE · HENDERSON, NV 89074 | Contract Administrator | $6,229 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,052 | $61,356+94.0% | $149,696-20.5% | $71,511+66.5% |
| Participation rate | 85.7% | 62.5%+23.2pp | 78.8%+6.9pp | 67.9%+17.8pp |
| Annual return | 13.91% | 35.86%-22.0pp | 134.46%-120.6pp | 28.86%-14.9pp |
| Employer contribution / active EE | $3,534 | $2,382+48.4% | $4,821-26.7% | $2,589+36.5% |
| Participant deferral / active EE | $3,011 | $2,920+3.1% | $5,682-47.0% | $4,291-29.8% |
| Admin fee / account holder | $541 | $1,263-57.1% | $13,212-95.9% | $1,588-65.9% |