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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC8+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $41,379 |
LPL FINANCIAL2 years Service code 26 · EIN 95-2834236 16789 BERNARDO CENTER DR · SAN DIEGO, CA 92128 | Advisory (Participants) | $32,276 |
Filed as: MERRILL Service code 26 · EIN 13-5674085 2815 TOWNSGATE RD · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $15,019 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB BANK Service code 13 · EIN 42-1558009 2360 CORPORATE CIRCLE · HENDERSON, NV 89074 | Contract Administrator | $6,921 |
WESPAC PLAN SERVICES, LLC8+ years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $5,051 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,903 | $65,092+70.4% | $143,799-22.9% | $66,938+65.7% |
| Participation rate | 82.4% | 65.2%+17.2pp | 80.3%+2.1pp | 69.8%+12.6pp |
| Annual return | -14.57% | -11.14%-3.4pp | -0.04%-14.5pp | 1.58%-16.1pp |
| Employer contribution / active EE | $3,455 | $2,362+46.3% | $4,952-30.2% | $2,545+35.8% |
| Participant deferral / active EE | $3,348 | $2,920+14.6% | $5,638-40.6% | $4,238-21.0% |
| Admin fee / account holder | $383 | $502-23.8% | $14,677-97.4% | $594-35.5% |