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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC2+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 519 17TH STREET · OAKLAND, CA 94612 | Advisory (Participants) | $48,143 |
WESPAC PLAN SERVICES, LLC2+ years Service code 13 · EIN 26-2824865 519 17TH STREET · OAKLAND, CA 94612 | Contract Administrator | $16,753 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 13 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Contract Administrator | $3,878 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,188 | $46,732+125.1% | $156,551-32.8% | $55,167+90.7% |
| Participation rate | 77.8% | 65.8%+12.0pp | 84.0%-6.2pp | 69.0%+8.8pp |
| Annual return | 7.07% | 17.72%-10.6pp | 32.23%-25.2pp | 169.23%-162.2pp |
| Employer contribution / active EE | $6,431 | $2,105+205.5% | $5,501+16.9% | $1,963+227.7% |
| Participant deferral / active EE | $1,861 | $2,204-15.6% | $4,871-61.8% | $3,054-39.1% |
| Admin fee / account holder | $438 | $418+4.8% | $13,028-96.6% | $504-13.0% |