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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC1+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 519 17TH STREET · OAKLAND, CA 94612 | Advisory (Participants) | $42,338 |
WESPAC PLAN SERVICES, LLC1+ years Service code 13 · EIN 26-2824865 519 17TH STREET · OAKLAND, CA 94612 | Contract Administrator | $5,913 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 13 · EIN 42-1558009 211 MAIN STREET · SAN FRANCISCO, CA 94105 | Contract Administrator | $5,408 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,717 | $46,360+119.4% | $147,617-31.1% | $52,331+94.4% |
| Participation rate | 85.2% | 64.9%+20.3pp | 84.6%+0.6pp | 68.1%+17.1pp |
| Annual return | 0.74% | 1.62%-0.9pp | 61.98%-61.2pp | 4.54%-3.8pp |
| Employer contribution / active EE | $7,290 | $2,126+242.9% | $5,564+31.0% | $1,882+287.4% |
| Participant deferral / active EE | $1,993 | $2,258-11.7% | $4,895-59.3% | $3,022-34.0% |
| Admin fee / account holder | $378 | $766-50.6% | $11,612-96.7% | $592-36.0% |