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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC6+ years Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824668 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $34,223 |
LUCIA SECURITIES2 years Filed as: LUCIA SECURITIES, LLC Service code 26 · EIN 95-4481399 13520 EVENING CREEK DRIVE N. · SAN DIEGO, CA 92128 | Advisory (Participants) | $21,495 |
Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 26 · EIN 13-5674085 2815 TOWNSGATE RD · WESTLAKE VILLAGE, CA 91361 | Advisory (Participants) | $11,390 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB BANK Service code 13 · EIN 42-1558009 2360 CORPORATE CIRCLE · HENDERSON, NV 89074 | Contract Administrator | $5,240 |
WESPAC PLAN SERVICES, LLC6+ years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $5,175 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,586 | $58,895+94.6% | $178,503-35.8% | $73,497+55.9% |
| Participation rate | 88.7% | 66.2%+22.5pp | 81.9%+6.8pp | 70.7%+18.0pp |
| Annual return | 12.24% | 24.86%-12.6pp | 151.12%-138.9pp | 28.51%-16.3pp |
| Employer contribution / active EE | $4,888 | $2,236+118.6% | $5,011-2.5% | $2,270+115.3% |
| Participant deferral / active EE | $3,856 | $2,567+50.2% | $5,202-25.9% | $3,740+3.1% |
| Admin fee / account holder | $316 | $400-21.2% | $13,987-97.7% | $513-38.5% |