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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,868 | $81,870+48.9% | $119,608+1.9% | $68,495+77.9% |
| Participation rate | 75.8% | 71.9%+3.9pp | 79.3%-3.5pp | 67.9%+7.9pp |
| Annual return | -6.71% | -23.82%+17.1pp | -14.98%+8.3pp | -7.84%+1.1pp |
| Employer contribution / active EE | $505 | $2,692-81.3% | $4,232-88.1% | $2,596-80.6% |
| Participant deferral / active EE | $3,306 | $4,148-20.3% | $5,601-41.0% | $4,028-17.9% |
| Admin fee / account holder | $26,801 | $6,583+307.1% | $10,326+159.6% | $5,403+396.0% |