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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,594 | $91,559+36.1% | $133,971-7.0% | $79,852+56.0% |
| Participation rate | 90.3% | 73.3%+17.0pp | 79.8%+10.5pp | 69.6%+20.7pp |
| Annual return | -4.23% | 61.85%-66.1pp | 45.09%-49.3pp | 31.72%-35.9pp |
| Employer contribution / active EE | $592 | $2,384-75.2% | $3,919-84.9% | $2,471-76.0% |
| Participant deferral / active EE | $4,176 | $3,734+11.8% | $5,047-17.3% | $3,740+11.6% |
| Admin fee / account holder | $4,727 | $6,321-25.2% | $8,929-47.1% | $5,306-10.9% |