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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,700 | $78,707+30.5% | $117,861-12.9% | $70,126+46.5% |
| Participation rate | 78.4% | 73.2%+5.2pp | 79.7%-1.3pp | 69.5%+8.8pp |
| Annual return | 8.81% | 23.30%-14.5pp | 335.11%-326.3pp | 73.15%-64.3pp |
| Employer contribution / active EE | $454 | $2,223-79.6% | $3,786-88.0% | $2,343-80.6% |
| Participant deferral / active EE | $2,912 | $3,297-11.7% | $4,482-35.0% | $3,332-12.6% |
| Admin fee / account holder | $45,379 | $5,066+795.8% | $8,021+465.8% | $4,645+876.8% |