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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,130 | $69,977+104.5% | $108,582+31.8% | $62,881+127.6% |
| Participation rate | 78.8% | 72.9%+5.9pp | 79.6%-0.8pp | 69.3%+9.5pp |
| Annual return | -2.49% | 10.73%-13.2pp | -51.70%+49.2pp | 20.14%-22.6pp |
| Employer contribution / active EE | $526 | $2,135-75.4% | $3,758-86.0% | $2,281-77.0% |
| Participant deferral / active EE | $3,576 | $3,165+13.0% | $4,311-17.1% | $3,203+11.6% |
| Admin fee / account holder | $3,280 | $5,076-35.4% | $7,645-57.1% | $4,296-23.6% |