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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,989 | $83,485+46.1% | $125,192-2.6% | $72,975+67.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 5.00% | 25.77%-20.8pp | 43.79%-38.8pp | 81.01%-76.0pp |
| Employer contribution / active EE | $689 | $2,346-70.6% | $3,866-82.2% | $2,440-71.8% |
| Participant deferral / active EE | $4,846 | $3,586+35.1% | $4,937-1.9% | $3,608+34.3% |
| Admin fee / account holder | $6,746 | $5,518+22.3% | $9,704-30.5% | $5,124+31.7% |