| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES2 years Filed as: FINANCIAL ENGINES INC. Service code 28 · EIN 94-3250323 | Investment Management | $1,307,235 |
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $17,100 |
LMCG INVESTMENTS LLC1 year Service code 26 · EIN 27-0282607 | Advisory (Participants) | $5,771 |
Filed as: CHARLES SCHWAB & CO.,INC. Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $2,805 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,131 | $68,062+313.1% | $185,854+51.3% | $106,520+163.9% |
| Participation rate | 93.4% | 75.2%+18.2pp | 81.7%+11.7pp | 71.3%+22.1pp |
| Annual return | 55.61% | 18.20%+37.4pp | 122.12%-66.5pp | 19.28%+36.3pp |
| Employer contribution / active EE | $202 | $1,997-89.9% | $5,169-96.1% | $2,840-92.9% |
| Participant deferral / active EE | $11,652 | $3,990+192.0% | $5,569+109.2% | $4,948+135.5% |
| Admin fee / account holder | $68 | $53+29.7% | $16,246-99.6% | $75-8.2% |