| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES1 year Filed as: FINANCIAL ENGINES INC. Service code 28 · EIN 94-3250323 | Investment Management | $1,114,648 |
WINDHAM BRANNON1 year Filed as: WINDHAM BRANNON PC Service code 10 · EIN 58-1763439 | Accounting | $10,000 |
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $7,400 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $1,385 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,113 | $63,259+456.6% | $178,510+97.3% | $93,223+277.7% |
| Participation rate | 90.9% | 72.1%+18.8pp | 81.9%+9.0pp | 74.9%+16.0pp |
| Annual return | 17.82% | 19.93%-2.1pp | 151.13%-133.3pp | 19.29%-1.5pp |
| Employer contribution / active EE | $311 | $1,865-83.3% | $5,011-93.8% | $2,680-88.4% |
| Participant deferral / active EE | $17,201 | $3,372+410.1% | $5,202+230.6% | $4,563+277.0% |
| Admin fee / account holder | $162 | $58+178.7% | $13,988-98.8% | $79+104.2% |