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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,611 | $155,833-47.6% | $124,693-34.6% | $167,518-51.3% |
| Participation rate | 90.0% | 81.1%+8.9pp | 74.6%+15.4pp | 82.1%+7.9pp |
| Annual return | 16.48% | 17.98%-1.5pp | 5144.19%-5127.7pp | 478.71%-462.2pp |
| Employer contribution / active EE | $460 | $4,164-89.0% | $3,324-86.2% | $4,838-90.5% |
| Participant deferral / active EE | $7,575 | $5,675+33.5% | $4,615+64.1% | $6,342+19.4% |
| Admin fee / account holder | $10,448 | $9,534+9.6% | $7,494+39.4% | $12,312-15.1% |