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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,195 | $141,004-36.7% | $112,273-20.6% | $139,466-36.0% |
| Participation rate | 91.7% | 79.2%+12.5pp | 72.4%+19.2pp | 80.3%+11.3pp |
| Annual return | 24.38% | 32.75%-8.4pp | 30.23%-5.9pp | 373.66%-349.3pp |
| Employer contribution / active EE | $0 | $4,285-100.0% | $3,431-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $10,768 | $5,878+83.2% | $4,800+124.3% | $6,712+60.4% |
| Admin fee / account holder | $1,351 | $9,959-86.4% | $7,752-82.6% | $11,409-88.2% |