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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,186 | $129,959-49.8% | $104,301-37.5% | $134,532-51.5% |
| Participation rate | 92.3% | 79.5%+12.8pp | 73.3%+19.0pp | 81.2%+11.1pp |
| Annual return | -20.10% | 42.04%-62.1pp | 24.61%-44.7pp | 418.27%-438.4pp |
| Employer contribution / active EE | $82 | $4,185-98.0% | $3,373-97.6% | $4,741-98.3% |
| Participant deferral / active EE | $7,820 | $5,589+39.9% | $4,626+69.1% | $6,401+22.2% |
| Admin fee / account holder | $4,589 | $9,325-50.8% | $7,340-37.5% | $11,429-59.8% |