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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,053 | $149,741-53.2% | $118,914-41.1% | $158,982-55.9% |
| Participation rate | 90.9% | 82.1%+8.8pp | 75.4%+15.5pp | 82.0%+8.9pp |
| Annual return | 14.29% | 19.94%-5.7pp | 35.89%-21.6pp | 302.99%-288.7pp |
| Employer contribution / active EE | $418 | $4,119-89.8% | $3,264-87.2% | $4,763-91.2% |
| Participant deferral / active EE | $6,651 | $5,226+27.3% | $4,266+55.9% | $5,983+11.2% |
| Admin fee / account holder | $17,482 | $8,607+103.1% | $6,582+165.6% | $11,252+55.4% |