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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,734 | $150,346-27.7% | $120,524-9.8% | $145,877-25.5% |
| Participation rate | 91.7% | 78.8%+12.9pp | 71.9%+19.7pp | 80.3%+11.4pp |
| Annual return | 17.51% | 154.40%-136.9pp | 107.36%-89.9pp | 551.28%-533.8pp |
| Employer contribution / active EE | $0 | $4,353-100.0% | $3,469-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,511 | $6,172+21.7% | $4,994+50.4% | $6,691+12.3% |
| Admin fee / account holder | $392 | $12,215-96.8% | $9,440-95.8% | $13,402-97.1% |