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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,741 | $171,867+111.1% | $149,721+142.3% | $147,586+145.8% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 22.79% | 2113.36%-2090.6pp | 1501.67%-1478.9pp | 578.59%-555.8pp |
| Employer contribution / active EE | $5,366 | $6,275-14.5% | $5,444-1.4% | $4,876+10.0% |
| Participant deferral / active EE | $14,911 | $7,270+105.1% | $6,568+127.0% | $5,439+174.2% |
| Admin fee / account holder | $2,896 | $13,799-79.0% | $11,282-74.3% | $10,886-73.4% |