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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,183 | $184,000+138.7% | $162,185+170.8% | $152,909+187.2% |
| Participation rate | 90.5% | 88.5%+2.0pp | 87.6%+2.9pp | 82.5%+8.0pp |
| Annual return | 27.44% | 150.80%-123.4pp | 115.61%-88.2pp | 345.46%-318.0pp |
| Employer contribution / active EE | $18,022 | $6,370+182.9% | $5,613+221.1% | $4,764+278.3% |
| Participant deferral / active EE | $17,507 | $8,033+118.0% | $7,297+139.9% | $5,851+199.2% |
| Admin fee / account holder | $1,728 | $13,124-86.8% | $10,844-84.1% | $11,601-85.1% |