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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,836 | $160,059+127.9% | $140,019+160.6% | $135,380+169.5% |
| Participation rate | 95.5% | 88.5%+6.9pp | 87.5%+8.0pp | 82.6%+12.8pp |
| Annual return | -3.46% | 911.48%-914.9pp | 651.17%-654.6pp | 519.81%-523.3pp |
| Employer contribution / active EE | $16,479 | $6,420+156.7% | $5,605+194.0% | $4,779+244.8% |
| Participant deferral / active EE | $15,920 | $7,641+108.4% | $6,927+129.8% | $5,609+183.8% |
| Admin fee / account holder | $29,739 | $13,328+123.1% | $10,705+177.8% | $10,828+174.7% |