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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,458 | $110,083+308.3% | $151,645+196.4% | $68,490+556.2% |
| Participation rate | 96.2% | 84.0%+12.2pp | 87.5%+8.7pp | 67.9%+28.3pp |
| Annual return | -24.00% | -10.12%-13.9pp | 3.34%-27.3pp | -7.85%-16.1pp |
| Employer contribution / active EE | $18,093 | $4,470+304.8% | $6,165+193.5% | $2,597+596.8% |
| Participant deferral / active EE | $17,428 | $6,526+167.0% | $8,363+108.4% | $4,028+332.7% |
| Admin fee / account holder | $2,493 | $7,718-67.7% | $11,614-78.5% | $5,403-53.9% |