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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,834 | $153,769+109.3% | $133,975+140.2% | $273,972+17.5% |
| Participation rate | 95.2% | 88.4%+6.9pp | 87.1%+8.2pp | 83.0%+12.2pp |
| Annual return | 7.52% | 36.51%-29.0pp | 29.29%-21.8pp | 41.46%-33.9pp |
| Employer contribution / active EE | $12,554 | $6,029+108.2% | $5,211+140.9% | $4,869+157.9% |
| Participant deferral / active EE | $12,419 | $6,958+78.5% | $6,282+97.7% | $5,287+134.9% |
| Admin fee / account holder | $71,152 | $11,765+504.8% | $9,324+663.1% | $10,133+602.2% |