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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,546 | $106,864+17.5% | $147,318-14.8% | $82,637+51.9% |
| Participation rate | 92.0% | 75.5%+16.5pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 14.42% | 27.49%-13.1pp | 70.43%-56.0pp | 53.51%-39.1pp |
| Employer contribution / active EE | $2,912 | $3,417-14.8% | $4,593-36.6% | $2,552+14.1% |
| Participant deferral / active EE | $8,057 | $6,496+24.0% | $7,906+1.9% | $4,126+95.3% |
| Admin fee / account holder | $1,833 | $8,415-78.2% | $13,708-86.6% | $7,339-75.0% |