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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,198 | $165,381-61.2% | $149,730-57.1% | $158,966-59.6% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 15.85% | 348.29%-332.4pp | 276.70%-260.8pp | 302.95%-287.1pp |
| Employer contribution / active EE | $2,264 | $5,104-55.6% | $4,645-51.3% | $4,762-52.5% |
| Participant deferral / active EE | $7,545 | $7,182+5.0% | $6,843+10.3% | $5,983+26.1% |
| Admin fee / account holder | $1,364 | $10,809-87.4% | $9,310-85.3% | $11,250-87.9% |